Business Owners Policy (BOP)
Combined Coverage for Special Advantages.
At A R M Insurance Agency, we’re committed to providing insurance solutions that keep small to medium-sized businesses protected. That’s why we combine various coverage options into one convenient package – for more benefits than a typical Business policy and better savings through competitive pricing.
A Business Owners Policy (BOP) from A R M Insurance Agency allows your business to create a customized insurance policy that combines Property, Commercial General Liability, and Crime Insurance, as well as additional coverage types based on your needs.
The proper Business Owners Policy can keep your day-to-day operations protected with options such as:
How Much Does a Business Owners Policy (BOP) Cost?
- Products and Completed Operations
- Premises Liability
- Premises Medical
- Fire Legal Liability
- Business Income Insurance
- Building and Personal Property Protection
- On-Site Equipment Insurance
- Coverage for Inventory Loss
- Crime Insurance
Insurance companies determine rates for policyholders using algorithms that assess future risk. Your BOP insurance rates may be different from other businesses purchasing the same coverage.
Insurers use information about your policy and business to calculate your premiums. They may consider the following:
- The size of your organization
- Your insurance policy deductibles
- Your company’s claims history
Your agent can help you tailor a BOP to meet the needs of your business and get a quote.
Find Out if Your Business is Eligible
Since Business Owners Policies apply only to special types of businesses with specific needs, operations, and risks, it’s important to contact a specialist at A R M Insurance Agency who can help you determine whether a BOP is right for your small or medium-sized business.