MAR Financial Group
1534 W Contour Dr, #301
San Antonio, TX 78212

Fax: 210-822-2325


Open Enrollment FAQs

At MAR Financial Group, we know how stressful the short open enrollment period can be for employers. Take a look at  these Frequently Asked Questions about open enrollment below and contact us to learn more about the types of coverage available for your business.

Open Enrollment FAQs for the Small Business Owner

What is Open Enrollment?

Open Enrollment is the period when companies can start offering benefits without being subject to two specific regulations for one year.

When is Open Enrollment?

Between November 1st and December 15th, 2019. The December date is a Sunday.

What are the benefits for the employer to starting a new benefits program under Open Enrollment?

There are no participation requirements, meaning you can start a plan with as few as two unmarried (to each other!) enrollees participating.

There are no minimum employer-contribution requirements.

Who cannot participate in Open Enrollment?

Companies which already have benefit programs in place.

What happens if my firm misses the open enrollment period?

No problem: you can start a benefits program at any time! However, you may be subject to participation and minimum contribution requirements.

I don’t need to offer anything other than Medical, right?

No, there’s no requirement. However, many of our clients thought the same, only to realize that these no-cost benefits (“no cost” to the business owner, that is) work very well in complementing the health insurance policies, making the group plan more affordable to utilize. In short, knowing you’re going to get $60 from AFLAC just for a free check-up makes it more likely that people go for their annual physical.

How can I learn more?

Contact Us at MAR Financial for more information.